Terms of Use

1. Use of Our Services

1.1. Eligibility

You must be at least 18 years old or the legal age in your jurisdiction to use our services. By using our website, you confirm that you meet this requirement.

1.2. Permitted Use

You agree to use our services only for lawful purposes. You may not:

• Engage in fraudulent, illegal, or abusive activities.

• Disrupt, interfere with, or harm our systems, website, or users.

• Attempt to gain unauthorized access to our website, accounts, or servers.

• Use automated tools or scraping technologies to extract data from our website.

1.3. Account Registration

To access certain services, you may need to create an account. You agree to:

• Provide accurate and complete information.

• Maintain the confidentiality of your login credentials.

• Notify us immediately of unauthorized access to your account.

XBS is not responsible for any loss or damage resulting from unauthorized access due to your failure to safeguard your account details.

2. Intellectual Property

2.1. Ownership of Content

All content, trademarks, logos, and materials on our website and services—including text, graphics, images, and software—are owned by XBS or licensed to us. You may not use, copy, reproduce, distribute, or modify any part of our content without prior written permission.

2.2. User Content

If you submit, post, or upload any content to our website, you grant XBS a non-exclusive, worldwide, royalty-free license to use, modify, and distribute your content in connection with our services. You warrant that you own or have the necessary rights to any content you submit.

3. Payments & Refunds

3.1. Payment Terms

For paid services, you agree to:

• Provide valid and up-to-date payment information.

• Authorize us or our payment processors to charge your payment method for all purchases.

All payments are processed securely. We do not store credit card or payment details.

3.2. Refund Policy

All sales are final unless otherwise stated in a service agreement. Refunds may be issued at our discretion in the following cases:

• Service was not delivered as agreed.

• A billing error was made by XBS.

To request a refund, contact us at hello@joinxbs.com within 7 days of the transaction.

4. Limitations of Liability

4.1. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind. We do not guarantee that:

• Our services will be uninterrupted, error-free, or secure.

• The information on our website is accurate, complete, or up-to-date.

You use our services at your own risk. We are not responsible for loss of data, financial losses, or business disruptions resulting from the use of our services.

4.2. Limitation of Liability

To the maximum extent permitted by law, XBS shall not be liable for:

• Any indirect, incidental, consequential, or punitive damages arising from your use of our services.

• Loss of profits, revenue, or business opportunities.

• Unauthorized access, hacking, or data breaches beyond our control.

Our total liability shall not exceed the amount you paid for services in the past six (6) months.

5. Third-Party Links & Services

Our website may contain links to third-party websites, which are provided for convenience only. We do not endorse and are not responsible for the content, policies, or practices of third-party websites. Your interactions with third-party services are at your own risk.

6. Termination of Use

We reserve the right to terminate or restrict your access to our services at any time, without notice, if you violate these Terms of Use or engage in prohibited activities.

Upon termination, your right to use our services immediately ceases, and we may delete or suspend your account and any associated data.

7. Indemnification

You agree to defend, indemnify, and hold harmless XBS, its affiliates, officers, employees, and partners from any claims, damages, losses, liabilities, or expenses arising from:

• Your use of our website or services.

• Your violation of these Terms of Use.

• Any legal dispute or infringement claim related to your actions on our platform.

8. Governing Law & Dispute Resolution

8.1. Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of the State of [Insert State], USA, without regard to its conflict of law principles.

8.2. Dispute Resolution

Any dispute arising from these terms shall be resolved through binding arbitration in [Insert City, State], except for claims eligible for small claims court. Each party agrees to waive the right to a jury trial or class-action lawsuit.

9. Changes to These Terms

We may update these Terms of Use periodically. Changes will be posted on this page with an updated Effective Date. Your continued use of our services after modifications constitutes acceptance of the revised terms.

Last Updated: March 1st, 2025